{"id":6812,"date":"2025-06-26T13:35:49","date_gmt":"2025-06-26T11:35:49","guid":{"rendered":"https:\/\/wigl.fr\/?post_type=academy&#038;p=6812"},"modified":"2025-07-24T15:37:46","modified_gmt":"2025-07-24T13:37:46","slug":"frais-bancaires-ce-que-votre-banque-preleve-en-silence","status":"publish","type":"academy","link":"https:\/\/wigl.fr\/en\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/","title":{"rendered":"Frais bancaires : ce que votre banque pr\u00e9l\u00e8ve en silence"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"6812\" class=\"elementor elementor-6812\" data-elementor-post-type=\"academy\">\n\t\t\t\t<div class=\"elementor-element elementor-element-093205e e-flex e-con-boxed e-con e-parent\" data-id=\"093205e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb2341f elementor-widget elementor-widget-heading\" data-id=\"fb2341f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Soyons honn\u00eates : personne ne lit la grille tarifaire de sa banque. Elle est longue, technique et certainement d\u00e9lib\u00e9r\u00e9ment con\u00e7ue pour d\u00e9courager la lecture. Pourtant, derri\u00e8re les termes obscurs comme \u00ab tenue de compte \u00bb, \u00ab commissions d'intervention \u00bb ou \u00ab forfait de services \u00bb se cachent parfois des dizaines d'euros pr\u00e9lev\u00e9s chaque mois.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-048cdc2 e-flex e-con-boxed e-con e-parent\" data-id=\"048cdc2\" data-element_type=\"container\" data-e-type=\"container\" id=\"academy-article-content\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1216927 e-con-full e-flex e-con e-child\" data-id=\"1216927\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a03429 elementor-widget elementor-widget-heading\" data-id=\"3a03429\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Les frais bancaires classiques qu'on oublie de v\u00e9rifier <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ad18c4 elementor-widget elementor-widget-text-editor\" data-id=\"7ad18c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En 2025, un client fran\u00e7ais paie en moyenne 229 euros de frais bancaires par an, soit une augmentation de 1,7% par rapport \u00e0 2024. Un co\u00fbt invisible qui s&rsquo;additionne, impacte votre <a href=\"https:\/\/wigl.fr\/en\/academy\/gerer-son-budget\/\">gestion budg\u00e9taire<\/a>, et qui pourrait facilement \u00eatre \u00e9vit\u00e9.<\/p><p>Voici quelques exemples de frais que vous payez peut-\u00eatre d\u00e9j\u00e0 sans le savoir :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-282ec09 elementor-widget elementor-widget-heading\" data-id=\"282ec09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Frais de tenue de compte <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6c08ae elementor-widget elementor-widget-text-editor\" data-id=\"b6c08ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ces frais s&rsquo;\u00e9l\u00e8vent en moyenne \u00e0 23,16\u20ac par an en 2025, en augmentation de 8% par rapport \u00e0 l&rsquo;ann\u00e9e pr\u00e9c\u00e9dente. Simplement pour&#8230; avoir un compte ! Cette hausse est nettement sup\u00e9rieure \u00e0 l&rsquo;inflation, estim\u00e9e \u00e0 2,4% selon la Banque de France.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5600594 elementor-widget elementor-widget-heading\" data-id=\"5600594\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Frais de carte bancaire<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aae3269 elementor-widget elementor-widget-text-editor\" data-id=\"aae3269\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ils varient de 30\u20ac \u00e0 plus de 140\u20ac par an selon le type de carte et la politique de la banque. En 2025, le co\u00fbt moyen d&rsquo;une carte bancaire a augment\u00e9 de 3,2%.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3481159 elementor-widget elementor-widget-heading\" data-id=\"3481159\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Frais de retrait hors r\u00e9seau<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45b0d27 elementor-widget elementor-widget-text-editor\" data-id=\"45b0d27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En France, apr\u00e8s 3 \u00e0 5 retraits gratuits par mois, chaque retrait suppl\u00e9mentaire vous co\u00fbte g\u00e9n\u00e9ralement 1\u20ac. \u00c0 l&rsquo;\u00e9tranger, c&rsquo;est bien pire : comptez 3\u20ac + 2 \u00e0 3% du montant pour chaque retrait hors zone euro.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21bda2a elementor-widget elementor-widget-heading\" data-id=\"21bda2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Frais de virement instantan\u00e9<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-792ff35 elementor-widget elementor-widget-text-editor\" data-id=\"792ff35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Factur\u00e9s entre 0,50\u20ac et 1\u20ac par op\u00e9ration dans la plupart des banques traditionnelles jusqu&rsquo;en 2024. Bonne nouvelle : depuis le 9 janvier 2025, une r\u00e9glementation europ\u00e9enne impose la gratuit\u00e9 des virements instantan\u00e9s pour tous les clients fran\u00e7ais.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a52fcfa e-con-full e-flex e-con e-child\" data-id=\"a52fcfa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67fad52 elementor-widget elementor-widget-heading\" data-id=\"67fad52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Zoom sur les frais les plus injustes<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c5f075 elementor-widget elementor-widget-text-editor\" data-id=\"6c5f075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Certains frais sont non seulement abusifs&#8230; mais aussi injustifiables :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adc11ef elementor-widget elementor-widget-heading\" data-id=\"adc11ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Commission d'intervention<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74103bb elementor-widget elementor-widget-text-editor\" data-id=\"74103bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pr\u00e9lev\u00e9e lorsque vous d\u00e9passez votre d\u00e9couvert autoris\u00e9 : jusqu&rsquo;\u00e0 8\u20ac par op\u00e9ration, plafonn\u00e9e \u00e0 80\u20ac par mois. Pour les personnes en situation de fragilit\u00e9 financi\u00e8re, ces frais sont limit\u00e9s \u00e0 4\u20ac par op\u00e9ration et 20\u20ac par mois.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a229b65 elementor-widget elementor-widget-heading\" data-id=\"a229b65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Frais d'inactivit\u00e9<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd60e5 elementor-widget elementor-widget-text-editor\" data-id=\"3cd60e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Oui, certaines banques vous facturent de ne rien faire ! Ces frais peuvent atteindre 30\u20ac par an. Un compte est consid\u00e9r\u00e9 comme inactif apr\u00e8s 12 mois sans mouvement. Certaines banques en ligne comme Fortuneo facturent m\u00eame des frais d&rsquo;inactivit\u00e9 de la carte bancaire allant de 10 \u00e0 50\u20ac selon le type de carte.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e642ce elementor-widget elementor-widget-heading\" data-id=\"9e642ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Frais de d\u00e9couvert automatique<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-624c42f elementor-widget elementor-widget-text-editor\" data-id=\"624c42f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un d\u00e9couvert \u00ab autoris\u00e9 \u00bb peut vous co\u00fbter jusqu&rsquo;\u00e0 18% d&rsquo;int\u00e9r\u00eats annuels (plus que n&rsquo;importe quel cr\u00e9dit \u00e0 la consommation). Selon <a href=\"https:\/\/www.lafinancepourtous.com\/2025\/01\/28\/frais-bancaires-savoir-combien-coute-sa-banque\/\">l\u2019\u00e9tude de CSA Research<\/a>, 22% des Fran\u00e7ais sont \u00e0 d\u00e9couvert presque chaque mois, et d\u00e8s le 16 du mois pour la majorit\u00e9 d&rsquo;entre eux.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da4513f e-con-full e-flex e-con e-child\" data-id=\"da4513f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63457da elementor-widget elementor-widget-heading\" data-id=\"63457da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Les banques sanctionn\u00e9es pour frais abusifs <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-934bfa5 elementor-widget elementor-widget-text-editor\" data-id=\"934bfa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En 2020, six banques fran\u00e7aises ont \u00e9t\u00e9 <a href=\"https:\/\/www.lesechos.fr\/finance-marches\/banque-assurances\/paiements-par-carte-six-banques-francaises-sanctionnees-pour-des-frais-excessifs-1275549\">sanctionn\u00e9es par la Direction g\u00e9n\u00e9rale de la concurrence<\/a>, de la consommation et de la r\u00e9pression des fraudes (DGCCRF) pour avoir factur\u00e9 des frais excessifs \u00e0 leurs clients. L&rsquo;amende totale d\u00e9passait 2,8 millions d&rsquo;euros, avec BNP Paribas (1,494 million d&rsquo;euros) et la Banque Postale (1,168 million d&rsquo;euros) en t\u00eate des \u00e9tablissements sanctionn\u00e9s.<\/p><p>La DGCCRF a notamment \u00e9pingl\u00e9 une \u00ab absence de transparence tarifaire \u00bb \u00e0 l&rsquo;\u00e9gard des clients des banques concern\u00e9es. Les contrats mis en cause, jug\u00e9s trop flous, mentionnaient seulement \u00ab une commission globale qui, faute d&rsquo;\u00eatre d\u00e9taill\u00e9e, ne permet pas une mise en concurrence avec d&rsquo;autres acteurs bancaires \u00bb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ec784b e-con-full e-flex e-con e-child\" data-id=\"4ec784b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76d3ed4 elementor-widget elementor-widget-heading\" data-id=\"76d3ed4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Comment lire et comprendre votre grille tarifaire\u202f?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e6d682 elementor-widget elementor-widget-text-editor\" data-id=\"2e6d682\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La grille tarifaire est un document qui d\u00e9taille l&rsquo;ensemble des frais que votre banque peut vous facturer pour ses services. Elle est g\u00e9n\u00e9ralement disponible sur le site de votre banque ou sur demande aupr\u00e8s de votre agence.<\/p><p>Elle se pr\u00e9sente sous forme de tableau, avec une liste de services et les tarifs associ\u00e9s. Les services sont souvent regroup\u00e9s en cat\u00e9gories comme \u00ab Op\u00e9rations courantes \u00bb, \u00ab Incidents et frais d&rsquo;irr\u00e9gularit\u00e9s \u00bb, et \u00ab Services \u00e0 la demande \u00bb.<\/p><p>Attention aux notes et ast\u00e9risques : c&rsquo;est g\u00e9n\u00e9ralement l\u00e0 que certaines banques cachent leurs frais abusifs. Il est essentiel de lire attentivement la grille tarifaire et de comprendre tous les frais qui vous sont applicables.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f1866e e-con-full e-flex e-con e-child\" data-id=\"3f1866e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-d6b23e6 e-con-full e-flex e-con e-child\" data-id=\"d6b23e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-689b296 elementor-widget elementor-widget-heading\" data-id=\"689b296\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Comparatif : banques traditionnelles VS n\u00e9o-banques<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-301d471 elementor-widget elementor-widget-heading\" data-id=\"301d471\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Banques traditionnelles<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5af11d elementor-widget elementor-widget-text-editor\" data-id=\"b5af11d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les banques traditionnelles ont d&rsquo;importantes charges financi\u00e8res : loyers des agences, salaires des collaborateurs, entretien des distributeurs de billets. Ces co\u00fbts se r\u00e9percutent sur les frais factur\u00e9s aux clients.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b343266 elementor-widget elementor-widget-heading\" data-id=\"b343266\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">N\u00e9obanques<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-663dcac elementor-widget elementor-widget-text-editor\" data-id=\"663dcac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les n\u00e9obanques comme Revolut ou N26 proposent des comptes bancaires gratuits, sans frais de tenue de compte. En revanche, la plupart n&rsquo;autorisent pas de d\u00e9couvert et appliquent des frais sur les retraits \u00e0 l&rsquo;\u00e9tranger au-del\u00e0 d&rsquo;un certain montant.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-142ff18 elementor-widget elementor-widget-heading\" data-id=\"142ff18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Wigl<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ebfa61 elementor-widget elementor-widget-text-editor\" data-id=\"7ebfa61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lanc\u00e9e en d\u00e9cembre 2024, Wigl est une application made in France <a href=\"https:\/\/wigl.fr\/en\/get-the-app\/\">disponible sur iOS et Android<\/a> qui combine une interface pour g\u00e9rer ses euros au quotidien et investir en cryptomonnaies. Elle propose :<\/p><ul><li>Une carte virtuelle gratuite, une carte Classique et une carte Metal<\/li><li>0\u20ac de frais de tenue de compte<\/li><li>Des frais transparents<\/li><li>Pas de frais de virement en France et en Europe (SEPA)<\/li><li>Un cashback allant jusqu&rsquo;\u00e0 7% sur les achats du quotidien selon le grade et le plan<\/li><li>Des placements innovants en cryptomonnaies<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1822eba e-con-full e-flex e-con e-child\" data-id=\"1822eba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-43e3a24 e-con-full e-flex e-con e-child\" data-id=\"43e3a24\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8038f55 elementor-widget elementor-widget-heading\" data-id=\"8038f55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Astuces pour r\u00e9duire vos frais bancaires<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8ff647 elementor-widget elementor-widget-heading\" data-id=\"f8ff647\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Comprenez vos frais<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85f21df elementor-widget elementor-widget-text-editor\" data-id=\"85f21df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Analysez minutieusement vos relev\u00e9s de compte ou le relev\u00e9 annuel de frais bancaires, transmis chaque ann\u00e9e par votre banque. Identifiez les frais r\u00e9currents et ceux que vous pourriez \u00e9viter.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f6dec4 elementor-widget elementor-widget-heading\" data-id=\"5f6dec4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Comparez les offres<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4990432 elementor-widget elementor-widget-text-editor\" data-id=\"4990432\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour payer moins cher, il faut comparer et mettre en concurrence les contrats. Aujourd&rsquo;hui, plus de 200 \u00e9tablissements proposent des solutions de paiement, chacun avec son vocabulaire et ses offres plus ou moins complexes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9795b5 elementor-widget elementor-widget-heading\" data-id=\"b9795b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Privil\u00e9giez les acteurs en ligne<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6305e32 elementor-widget elementor-widget-text-editor\" data-id=\"6305e32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les banques en ligne et n\u00e9obanques proposent g\u00e9n\u00e9ralement des services gratuits ou \u00e0 moindre co\u00fbt. Elles ne facturent pas de frais de tenue de compte, ce qui repr\u00e9sente une \u00e9conomie d&rsquo;une vingtaine d&rsquo;euros par an.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2f902f elementor-widget elementor-widget-heading\" data-id=\"a2f902f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Adaptez votre carte \u00e0 vos besoins<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3edff5f elementor-widget elementor-widget-text-editor\" data-id=\"3edff5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si vous avez souscrit un forfait avec une carte bancaire haut de gamme pour b\u00e9n\u00e9ficier de services d&rsquo;assurance ou de plafonds de paiement dont vous n&rsquo;avez plus l&rsquo;utilit\u00e9, baisser en gamme diminuera d&#8217;embl\u00e9e le tarif de votre forfait.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-965aa01 elementor-widget elementor-widget-heading\" data-id=\"965aa01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Limitez les retraits hors r\u00e9seau<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26921b1 elementor-widget elementor-widget-text-editor\" data-id=\"26921b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour \u00e9viter de payer des frais associ\u00e9s aux retraits, respectez le nombre de retraits gratuits fix\u00e9, effectuez des retraits plus importants mais moins fr\u00e9quents, ou privil\u00e9giez les retraits dans les distributeurs de votre r\u00e9seau bancaire.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d881bad elementor-widget elementor-widget-heading\" data-id=\"d881bad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">N\u00e9gociez un d\u00e9couvert autoris\u00e9<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6da965 elementor-widget elementor-widget-text-editor\" data-id=\"d6da965\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si les frais d&rsquo;incidents de paiement s&rsquo;accumulent, contactez votre conseiller bancaire pour n\u00e9gocier une autorisation de d\u00e9couvert ou une hausse de son plafond.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a34f97 e-con-full e-flex e-con e-child\" data-id=\"7a34f97\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-446bc1d elementor-widget elementor-widget-heading\" data-id=\"446bc1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Reprenez le contr\u00f4le de vos frais bancaires<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-329da01 elementor-widget elementor-widget-text-editor\" data-id=\"329da01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les frais bancaires repr\u00e9sentent un co\u00fbt significatif pour les Fran\u00e7ais, avec une moyenne de 229\u20ac par an en 2025. Pourtant, en \u00e9tant vigilant et en faisant les bons choix, vous pouvez consid\u00e9rablement r\u00e9duire cette facture.<\/p><p>Prenez le temps de comprendre votre grille tarifaire, comparez les offres, et n&rsquo;h\u00e9sitez pas \u00e0 changer d&rsquo;\u00e9tablissement si n\u00e9cessaire. Les services comme <b>Wigl<\/b> offrent des alternatives int\u00e9ressantes avec 0\u20ac de frais cach\u00e9s et des avantages comme <a href=\"https:\/\/wigl.fr\/en\/academy\/gerer-son-budget\/comment-utiliser-le-cashback-crypto-pour-optimiser-son-budget\/\">du cashback crypto<\/a> pour regagner du pouvoir d\u2019achat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"featured_media":6818,"parent":4259,"menu_order":0,"template":"","academy_category":[],"academy_tag":[36],"class_list":["post-6812","academy","type-academy","status-publish","has-post-thumbnail","hentry","academy_tag-gerer-mon-argent"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Frais bancaires : ce que votre banque pr\u00e9l\u00e8ve en silence<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wigl.fr\/en\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Frais bancaires : ce que votre banque pr\u00e9l\u00e8ve en silence\" \/>\n<meta property=\"og:description\" content=\"Soyons honn\u00eates : personne ne lit la grille tarifaire de sa banque. Elle est longue, technique et certainement d\u00e9lib\u00e9r\u00e9ment con\u00e7ue pour d\u00e9courager la lecture. Pourtant, derri\u00e8re les termes obscurs comme \u00ab tenue de compte \u00bb, \u00ab commissions d&rsquo;intervention \u00bb ou \u00ab forfait de services \u00bb se cachent parfois des dizaines d&rsquo;euros pr\u00e9lev\u00e9s chaque mois. Les [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wigl.fr\/en\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/\" \/>\n<meta property=\"og:site_name\" content=\"Wigl\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/WiglApp\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-24T13:37:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wigl.fr\/wp-content\/uploads\/Frais-bancaires.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@WiglApp\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/wigl.fr\\\/academy\\\/gerer-son-budget\\\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\\\/\",\"url\":\"https:\\\/\\\/wigl.fr\\\/academy\\\/gerer-son-budget\\\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\\\/\",\"name\":\"Frais bancaires : ce que votre banque pr\u00e9l\u00e8ve en silence\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/wigl.fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/wigl.fr\\\/academy\\\/gerer-son-budget\\\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/wigl.fr\\\/academy\\\/gerer-son-budget\\\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/wigl.fr\\\/wp-content\\\/uploads\\\/Frais-bancaires.jpg\",\"datePublished\":\"2025-06-26T11:35:49+00:00\",\"dateModified\":\"2025-07-24T13:37:46+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/wigl.fr\\\/academy\\\/gerer-son-budget\\\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/wigl.fr\\\/academy\\\/gerer-son-budget\\\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/wigl.fr\\\/academy\\\/gerer-son-budget\\\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\\\/#primaryimage\",\"url\":\"https:\\\/\\\/wigl.fr\\\/wp-content\\\/uploads\\\/Frais-bancaires.jpg\",\"contentUrl\":\"https:\\\/\\\/wigl.fr\\\/wp-content\\\/uploads\\\/Frais-bancaires.jpg\",\"width\":960,\"height\":640},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/wigl.fr\\\/academy\\\/gerer-son-budget\\\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Academy\",\"item\":\"https:\\\/\\\/wigl.fr\\\/academy\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"G\u00e9rer son budget\",\"item\":\"https:\\\/\\\/wigl.fr\\\/academy\\\/gerer-son-budget\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Frais bancaires\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/wigl.fr\\\/#website\",\"url\":\"https:\\\/\\\/wigl.fr\\\/\",\"name\":\"Wigl\",\"description\":\"Mes paiements Euro et Crypto\",\"publisher\":{\"@id\":\"https:\\\/\\\/wigl.fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/wigl.fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/wigl.fr\\\/#organization\",\"name\":\"Wigl\",\"url\":\"https:\\\/\\\/wigl.fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/wigl.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/wigl.fr\\\/wp-content\\\/uploads\\\/wigl-crypto.png\",\"contentUrl\":\"https:\\\/\\\/wigl.fr\\\/wp-content\\\/uploads\\\/wigl-crypto.png\",\"width\":150,\"height\":150,\"caption\":\"Wigl\"},\"image\":{\"@id\":\"https:\\\/\\\/wigl.fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/WiglApp\",\"https:\\\/\\\/x.com\\\/WiglApp\",\"https:\\\/\\\/discord.com\\\/invite\\\/wigl-official\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/wiglapp\\\/\",\"https:\\\/\\\/www.instagram.com\\\/wigl_fr\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Frais bancaires : ce que votre banque pr\u00e9l\u00e8ve en silence","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wigl.fr\/en\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/","og_locale":"en_GB","og_type":"article","og_title":"Frais bancaires : ce que votre banque pr\u00e9l\u00e8ve en silence","og_description":"Soyons honn\u00eates : personne ne lit la grille tarifaire de sa banque. Elle est longue, technique et certainement d\u00e9lib\u00e9r\u00e9ment con\u00e7ue pour d\u00e9courager la lecture. Pourtant, derri\u00e8re les termes obscurs comme \u00ab tenue de compte \u00bb, \u00ab commissions d&rsquo;intervention \u00bb ou \u00ab forfait de services \u00bb se cachent parfois des dizaines d&rsquo;euros pr\u00e9lev\u00e9s chaque mois. Les [&hellip;]","og_url":"https:\/\/wigl.fr\/en\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/","og_site_name":"Wigl","article_publisher":"https:\/\/www.facebook.com\/WiglApp","article_modified_time":"2025-07-24T13:37:46+00:00","og_image":[{"width":960,"height":640,"url":"https:\/\/wigl.fr\/wp-content\/uploads\/Frais-bancaires.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@WiglApp","twitter_misc":{"Estimated reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/wigl.fr\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/","url":"https:\/\/wigl.fr\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/","name":"Frais bancaires : ce que votre banque pr\u00e9l\u00e8ve en silence","isPartOf":{"@id":"https:\/\/wigl.fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/wigl.fr\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/#primaryimage"},"image":{"@id":"https:\/\/wigl.fr\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/#primaryimage"},"thumbnailUrl":"https:\/\/wigl.fr\/wp-content\/uploads\/Frais-bancaires.jpg","datePublished":"2025-06-26T11:35:49+00:00","dateModified":"2025-07-24T13:37:46+00:00","breadcrumb":{"@id":"https:\/\/wigl.fr\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/wigl.fr\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/wigl.fr\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/#primaryimage","url":"https:\/\/wigl.fr\/wp-content\/uploads\/Frais-bancaires.jpg","contentUrl":"https:\/\/wigl.fr\/wp-content\/uploads\/Frais-bancaires.jpg","width":960,"height":640},{"@type":"BreadcrumbList","@id":"https:\/\/wigl.fr\/academy\/gerer-son-budget\/frais-bancaires-ce-que-votre-banque-preleve-en-silence\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Academy","item":"https:\/\/wigl.fr\/academy\/"},{"@type":"ListItem","position":2,"name":"G\u00e9rer son budget","item":"https:\/\/wigl.fr\/academy\/gerer-son-budget\/"},{"@type":"ListItem","position":3,"name":"Frais bancaires"}]},{"@type":"WebSite","@id":"https:\/\/wigl.fr\/#website","url":"https:\/\/wigl.fr\/","name":"Wigl","description":"Mes paiements Euro et Crypto","publisher":{"@id":"https:\/\/wigl.fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/wigl.fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/wigl.fr\/#organization","name":"Wigl","url":"https:\/\/wigl.fr\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/wigl.fr\/#\/schema\/logo\/image\/","url":"https:\/\/wigl.fr\/wp-content\/uploads\/wigl-crypto.png","contentUrl":"https:\/\/wigl.fr\/wp-content\/uploads\/wigl-crypto.png","width":150,"height":150,"caption":"Wigl"},"image":{"@id":"https:\/\/wigl.fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/WiglApp","https:\/\/x.com\/WiglApp","https:\/\/discord.com\/invite\/wigl-official","https:\/\/www.linkedin.com\/company\/wiglapp\/","https:\/\/www.instagram.com\/wigl_fr\/"]}]}},"_links":{"self":[{"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/academy\/6812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/academy"}],"about":[{"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/types\/academy"}],"version-history":[{"count":5,"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/academy\/6812\/revisions"}],"predecessor-version":[{"id":6817,"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/academy\/6812\/revisions\/6817"}],"up":[{"embeddable":true,"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/academy\/4259"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/media\/6818"}],"wp:attachment":[{"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/media?parent=6812"}],"wp:term":[{"taxonomy":"academy_category","embeddable":true,"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/academy_category?post=6812"},{"taxonomy":"academy_tag","embeddable":true,"href":"https:\/\/wigl.fr\/en\/wp-json\/wp\/v2\/academy_tag?post=6812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}